Top Visa Credit Cards

June 19th, 2008

Since Visa in one of the leading company for providing the credit cards it is very much difficult to go for the selection of the Visa Credit cards among the top rated credit cards. There are many components on which a normal comparison among these cards can be done like cash advance, carrying balance on amounts billed, cash advance, cash back rewards and monthly payment of the balance. All the best Visa credit offers are distinguished on these bases. Depending upon the monthly balance clearance and cash advance these credit cards are categorized in the different forms.

According the survey made by an online company which provides rating to the credit cards the top 3 Credit cards of the Visa which are based on the monthly balance payment are listed below: -

i. Farmers and Mechanics Bank

ii. Simmons First National Bank

iii. SunTrust Bank

The rating of the credit cards can be based on the factors like Purchase APR, Fees and conditions, Grace period, Annual Fees, Over limit fees, Cash advance APR and Late fees.

The examples of the personal platinum cards are Simmons and SunTrust Bank and exampled of the personal classic are Farmers and Mechanics Bank. The purchase APR is fixed for every kind and is 8.95%, 8.99% and 9.9%. Fixed rate of Cash advance APR are 12.95%, 19.99% and 19.99% respectively.

Moreover none of the Visa Credit cards had an annual fee. Only on the basis of the monthly balance clearance, some charges are charged for over and late limit.


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Entry Filed under: Beat Mortgage

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